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Western Carolina University offers an alternative to paying your college expenses in one lump sum. The payment plan allows you to pay your semester charges in 5, 4 or 3 equal monthly payments beginning June 1st for the Fall term and November 1st for the Spring term. The payment plan enrollment fee is $55 per semester and is payable at the time of enrollment. Please note that payment plans are not available for the Summer semester.

Working together with Tuition Management Systems (TMS), we have implemented their newest technology that is integrated with our student accounting system which provides real time updates to your student account, along with up to the minute balance information available to you within the Student Account Center (SAC) on-line portal.

Accessing Tuition Management System's Student Account Center:

There are two ways to access Tuition Management System's Student Account Center (SAC). The student may access the SAC through myWCU:

Go to myWCU
Log in with the WCU ID (the name before the @ sign in the catamount email address) and password.

1. Click on “Manage Tuition Payment Plan” under Accounts & Payments.

The student may access the SAC directly:

1. Go to http://wcu.afford.com/SAC/SingleSignOn .
2. Log in using the myWCU login credentials.

It is important to note the student must register first and then they can share access with any additional participants who will be helping manage their account.

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Using the Student Account Center:

Once registered, the student and authorized participants can access the online Student Account Center to:

• Enroll in the payment plan as well as manage the payment plans budget amount, etc. throughout the length of the plan (adjustments require school approval).
• Share account access by providing additional participants with the ability to assist managing your account by viewing the account balance, setting up payment plans or making one time payments. Students may grant access to as many additional participants as necessary to help satisfy the balance owed*.

Important Reminders

• If the student is having issues accessing the Student Account Center through myWCU, please contact Tuition Management Systems at 1- 800-208-4785 for assistance.
• Only the student can invite other authorized users to access their information. The student can grant access to as many people as necessary as it is common to have more than one person help satisfy the balance owed.
• White Crimson Stitched Mark Jersey Barron 4 Tide If any authorized sponsors have registered for SAC access and forgotten their password, please contact Tuition Management Systems at 1- 800-208-4785 to have your SAC password re-set.
• Keep in mind that the Fall payment plan begins on June 1st and the Spring payment plan begins on November 1st. You are encouraged to enroll in the payment prior to the start dates to avoid making up past due payments but can still enroll in the payment plan after the start dates.

*To ensure compliance to FERPA regulations, only students are able to invite parents/additional participants to view their account and make payments. Once the student has registered, they will utilize the "Manage Account Access" feature to invite participants. Once invited, participants will receive an invitation email containing activation instructions.

Western Carolina University provides you a method of paying your tuition and fees in a foreign currency via Western Union Business Solutions, a specialist in global business payments. There are no transaction charges from WUBS for payments sent in a foreign currency, though you may be charged transaction fees by the banks. There is a $20 Incoming Payment Handling Fee for payments made in U. S. dollars. The exchange rate is valid for 72 hours after you have initiated the transaction and payment must be received by Western Union Business Solutions within that period. Neither WUBS nor Western shall be liable to you or the intended beneficiary for any additional costs, fees, or expenses resulting from the untimely delivery of the payment as set forth above. Western Carolina University does not accept overpayments on student accounts.  Please transfer only the amount due on your student account to avoid payment delays.

Visit myWCU to begin the payment process.

1. Log in with the WCU ID (the name before the @ sign in the catamount email address) and password.
2. Click on “View Bill-Make a Payment” under Accounts & Payments.
3. Click on "Make Payment" and then "Make a Payment".  
4. Select "Current account balance" to pay the balance on the account or enter the amount in the box to the right and click "Continue".
5. Click the drop down box for "Select Payment Method", select "Bank Wire" and then "Select".
6. Enter the country from which you are paying and click "Continue".
7. Populate the "Payer Information" and click "Continue".
8. Click "Accept" to receive your Bank Wire Instructions to print and take to your bank.  THE WIRE MUST BE SENT FROM YOUR BANK WITHIN 3 BUSINESS DAYS.
9. The payment will be posted to your student account when the funds are received from your bank.